Life Insurance

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This video is for the parents of young children.  It explains the disadvantages of "529" plans and the benefits of funding for college with life insurance.

 This  video is for people with money set aside to pay for elder care (assisted  living or home nursing).  It explains the benefit of putting that money  into life insurance with a Long Term Care rider. 

This video is for people with equity in their home to explain how they can create tax free retirement income by transferring their home equity to an indexed universal life contract.

This video is for people saving money for retirement to explain the "safe money" features and tax free benefits derived from indexed universal life.

This video is for anyone with term or whole life insurance.  It explains the options for accelerating the death benefit to pay for expenses not covered by health insurance.

This video is for anyone with a home mortgage.  It explains the need for both life and disability insurance to pay off the mortgage and keep their home.

This video is for people with existing life insurance coverage.  It explains the options for accelerating the tax exempt death benefit to provide benefits to the insured while living.

This video is for anyone saving for retirement.  It explains the features and benefits of indexed universal life to provide tax free retirement income.

This video is for business partners (including S corps).  It explains the need for a business formula, a buy/sell agreement, and the insurance to fund it's provisions.

This video is for anyone with cash reserves (same as Infinite Banking or Be Your Own Bank.  It can be used in either Whole Life or IUL products.

This video is for anyone with a net worth in excess of $5 million who wants to preserve the value of their estate and avoid the liquidation of assets to pay off the estate tax liability.

This video is for people under 50.  It explains the impact of taxation over the course of a lifetime, and how a tax strategy using various types of insurance can minimize that impact.

This video is for anyone with the need for a large amount of life insurance.  It explains how they can finance the cost of the insurance with little or no cash outlay.

This video is for prospects who do not understand the concept of "mutual" life insurance.  It explains the lifetime benefits of whole life insurance with dividends.

This video is for anyone saving for retirement.  It explains the features and benefits of participating whole life insurance to provide tax free retirement income.

This video is for anyone with a defined benefit pension plan.  It explains the income options and the advantage of using life insurance to replace survivor benefits.

This video is for any business owner who needs to protect the profitability and the value of their business by insuring the people who are indispensable to their company.

This video is for anyone with qualified retirement accounts (401k, 403Bb, IRA or SEP).  It details the "cost" of deferred taxation, market risk and investment fees.

This video is for incorporated small business owners.  It explains IRC section 162 and the use of corporate dollars to fund their own private retirement plan with tax free income.

This video is for business owners or professionals.  It explains how they can leverage their business equity to provide tax free income at retirement with premium financed IUL.